Peak Financial Planning Blog

May 16, 2024

401(a) vs. 401(k): What you need to know

Both 401(a) and 401(k) plans are Qualified Retirement Plans - also known as employer sponsored retirement plans.

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May 16, 2024

Rollovers For Dummies: What is a Rollover?

A retirement account rollover refers to an asset transfer of retirement funds or investments from one retirement account to another.

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May 16, 2024

In Service Distributions and Withdrawals

Your employer retirement plan may offer the option to withdraw retirement funds while employed. This can be done via In Service Distributions or Withdrawals.

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May 16, 2024

What You Need to Know About 457b Retirement Plans

A 457 b is a tax advantaged retirement savings plan available to some state and local government employees as well as some non-profit organizations.

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May 16, 2024

Saving for Retirement Comes Before Investing for Retirement

Broadly speaking, all of us are broken into two financial phases - the accumulation phase, or the distribution phase. The accumulation phase is optimized by planning for two things. Planning to

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May 16, 2024

The Quickest Way to Blow Up Your Retirement Plan

The quickest way to blow up your retirement plan is by relying on straight line rate of return assumptions that do not reflect the reality that markets NEVER actually have the same rate of return year

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May 16, 2024

Why I Don’t Recommend Investment Real Estate To My Clients (FOR NOW)

In many cases investing in residential real estate is not consistent with retiree or pre-retiree’s goals. Evaluating whether to include investment real estate in your retirement plan is a complex matt

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May 16, 2024

You NEED to Open a High Yield Savings Account TODAY

You’re losing time and money if you have cash sitting in traditional checking or savings accounts. You NEED to open a High Yield Savings Account TODAY.

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May 16, 2024

How Much Money Do You Need in Order to Retire?

How much money do you need in order to retire? That is the central question around which retirement planning and investment advice orbit.

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May 16, 2024

Creating Your Ideal Retirement Income Plan: Key Steps

Discover key steps to create your ideal retirement income plan, ensuring financial security and stability throughout your golden years with expert strategies.

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May 15, 2024

How to Manage your Retirement Income Sources

One of the most important aspects of retirement is how to fund your retirement. Your transition from accumulating wealth to withdrawing from your nest egg can be frightening and difficult. Retirement

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May 15, 2024

Should you use a Model Portfolio in Retirement?

Portfolio management can be daunting for any investor. There are multiple nested decisions for each action that you take. For example: which models do you use? Do you invest in stocks or bonds? Where

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May 15, 2024

What is Portfolio Rebalancing?

In this guide we will seek to provide easy to follow education on what portfolio rebalancing is, so that you may rebalance your portfolio by the end of this article.

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May 16, 2024

The Retirement Risk Zone

The 10 years before and after retirement can make or break your lifestyle in retirement. We call this the retirement risk zone. It is a crucial period when planning for your retirement. Peak Financi

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